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ICHRA Health Plans in Chicago, IL

Individual Coverage HRAs for Chicago employers.

Get Covered Insurance Exchange helps Chicago employers set up an ICHRA, giving employees a tax-free monthly allowance to buy their own individual health insurance. Call (814) 883-0073 to see if it fits your business.

Chicago employers with staff who live all over the city and suburbs can use an ICHRA so each employee chooses a plan with doctors near home.

You set the allowance, which can differ by employee class, and employees use it toward the individual plan they choose. We help design the ICHRA and help employees pick their plans.

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Serving Chicago and Cook County

Straight answers

Can my Chicago business offer an ICHRA?

Employers of any size can offer an ICHRA. Employees must enroll in individual health coverage to be reimbursed.

Is ICHRA money taxable?

Qualifying ICHRA reimbursements for health insurance premiums are generally tax-free to employees and deductible for the employer. Check with your tax professional for your situation.

Can I give different amounts to different employees?

Yes, by employee class, such as full-time versus part-time. Within a class, allowances must follow the ICHRA rules.

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